
Education as Opportunity:
Supporting Potential and Achieving Returns with Brain Capital
Invest sustainably while making a positive impact! By investing in Brain Capital student investment vehicles, you enable qualified students to pursue high-quality education at selected universities, making an important contribution to Germany as an education hub.
Returns with Impact:
Investing in Education and Social Progress
At Brain Capital, we are convinced: Education is a key driver of innovation and economic growth. As a leading provider of Income Share Agreements (ISAs), we enable you to benefit from this development – with sustainable returns and genuine social impact.
Discover Our Investment Philosophy:
Investing in People, Shaping the Future
Brain Capital is revolutionizing education financing through a unique investment model: We don't invest in anonymous financial products, but directly in people and their potential. Our Income Share Agreements (ISAs) create an alignment of interests – we are only successful when our students succeed.
This direct link between investment success and personal success creates a sustainable ecosystem that surpasses traditional financing models. With every euro you invest, you not only support talent and innovation but also participate in their economic success. This creates a win-win situation with measurable financial returns and demonstrable social impact.

At Brain Capital, we combine financial sustainability with social responsibility. Our goal is to democratize education while creating an investment model that generates long-term value for all stakeholders. With your investment in a Brain Capital investment vehicle, you invest directly in the potential of young people – and thus in the future of our society."

Markus Hüren
Managing Director of Brain Capital
Why Brain Capital?
Proven Business Model: Our Income Share Agreements (ISAs) have established themselves as a sustainable and scalable solution for education financing.
Positive Social Impact: With us, you invest in human potential while promoting access to high-quality education.
Diversified Portfolio: Investments in various educational pathways and career paths offer robust risk diversification.
True Diversification: This asset class has little to no correlation with other asset classes, offering exceptional diversification benefits for your overall portfolio.
Potential Inflation Protection: Through direct linkage to the wages of successful university graduates, our investments offer potential protection against inflation.
Technology-Based Analytics: Our data-driven valuation models enable precise risk assessments and optimized returns.
Reviewed Contract Standards: Our funding contract has been developed by renowned law firms.
Brain Capital im Überblick
> 10.000
Funding contracts
> 6.000
Students in payment period
> 400 Mio. EUR
Assets under Management
> 50
Partner Universities
> 500
Degree Programs
> 220
Investors
> 20
Years experience
rd. 30
Employees
Our Contribution to Social Sustainability and UN Goals
Brain Capital stands at its core for social sustainability and equal opportunities in the education sector:
Educational Equity: We bridge financial barriers and provide talented individuals with access to high-quality education regardless of their background.
Promotion of Social Mobility: Through our income-based financing models, we actively support social mobility and create new opportunities for advancement.
Inclusive Growth: Our business model combines economic success with positive social impact and promotes inclusive economic development.
With an investment in Brain Capital, you make a direct contribution to several UN Sustainability Goals:





SDG 4: Quality Education – We promote inclusive, equitable education and lifelong learning opportunities.
SDG 5: Gender Equality – Our model supports equal participation of women in education and economic resources.
SDG 8: Decent Work and Economic Growth – We support productive full employment and decent work through qualification.
SDG 10: Reduced Inequalities – Our model actively contributes to reducing inequality within societies.
SDG 17: Partnerships for the Goals – We create innovative financing models for sustainable development.
With us, you combine financial returns with social impact and actively shape a more equitable future.
Our Performance:
Enabling Education and Creating Value
Since Brain Capital's founding, we have continuously demonstrated that educational investments can be both financially sustainable and socially valuable. Our track record speaks for itself:
Balanced Risk Profile: Our unique model strives for a balanced combination of stability and potential
Social Impact: Numerous students have been able to achieve their educational goals thanks to our financing
Long-term Partnerships: The majority of our initial investors remain with us as long-term partners
Our data-based approach, regular reporting, and experienced team ensure solid development. We focus on sustainable progress and a long-term strategy based on real educational successes and shared values.
Invest with Brain Capital:
Customized Options for Your Investment Group
Brain Capital offers tailored investment opportunities for different investor groups:
For Institutional Investors: Investment in one of our student investment vehicles with long-term earnings prospects and diversified risk profiles. Our major investors include leading German pension funds, pension schemes, insurance companies, and similar institutions that benefit from the combination of financial stability and social impact.
For Non-Profit Foundations and Educational Institutions: Investment in individually customized investment vehicles specifically aligned with your mission and impact goals. Our team works with you to develop concepts that optimally combine your (foundation) purposes with our educational investments and achieve measurable social impact.
For Private Investors: There is the opportunity to invest at regular intervals in investment vehicles specifically designed for private investors and thus become part of a growing educational network. You gain access to a professionally managed investment model that creates both social impact and financial prospects – a meaningful investment opportunity with real impact.
Each of our investment opportunities combines economic prospects with direct social value. Our structured investment models enable all investor groups to participate in the future of education financing..

Access to high-quality education should depend on personal abilities, not financial background. The realization of this idea was the reason for us to address this topic; moreover, it is also an interesting investment from a risk-return perspective.

Dr. Hans Wilhelm Korfmacher
Contact Us
Learn more about investment opportunities at Brain Capital and discover how you can invest in the future of education with Brain Capital.
As an institutional investor or educational institution, please contact us to discuss your individual investment solutions with our team. We are happy to provide private investors with information about current and future investment opportunities. Please use our contact form - we will then provide you with relevant information about our companies for private individuals.

Markus Hüren
Managing Director